The Housing & Community Development Plan (HCD Plan, also called the Consolidated Plan) explains how and why HUD funding will be used. The HCD Plan requires the community to combine submission of all its HUD funded grants into one document to allow for better coordination of resources.
In essence, the HCD Plan is an application for the following HUD grants:
Community Development Block Grant
HOME Investment Partnership Program
Emergency Shelter Grant
In addition, because the City of South Bend, the City of Mishawaka, and St. Joseph County entered into an Inter-local Government Agreement in 1991 to establish the St. Joseph County Housing Consortium, the three jurisdictions develop the HCD Plan together.
The local programs funded each year are itemized in an annual Action Plan. The entire HCD Plan is updated every five years.
